LIFT uses built-in intelligence, payment best practices and your customized business rules to guide and streamline inbound payments.

LIFT knows your customers and presents transaction options based on their loan or account status, profile, state or federal regulations and your business rules and preferred processes.

Dynamic contexting

LIFT directs transactions to the most efficient network for cost and reliability. It encourages customers to pay in the ways that save you more.

Smart routing

LIFT reviews, repairs and retries payment transactions that have been denied.

Exception management

LIFT tracks the entire lifecycle of a payment from initiation to completion—ensuring integrity of delivery and receipt.


LIFT tracks the flow of funds and maintain balances in all accounts—so you always know where your money is in real time.


LIFT makes it easy to communicate with customers—to bill and confirm payments, promote new services and deepen your relationship.

Integrated messaging